Which should interest rate and house price be valued first?2019-03-01 15:46:47 99 ℃
Text: 944 word 1 figure; expected reading time: 2 minutes
Source/Wetwail Public No: Cherry Big House (ytdfz8);
< p > < p > < strong > If we want to divide it into two parts, we must give priority to whether housing price is reasonable or not, followed by interest rate. For first-tier cities, < p> < p> Beijing has been thinking that just need can be started last year. Prices have been adjusted to the bottom. It's a good time to buy a house in a downturn. Shanghai's interest rate has been very low this year. Beijing, I told you before, if you don't worry, you can wait until the interest rate is lowered to the benchmark. But today, I know Beijing is the best place to start. Prices have risen in recent years and the market has begun to pick up, so I have to inform you as soon as possible. >>>> >> January I wrote the timing of first-line city, first-Timing). Today, I would like to write about the timing of buying houses in the third and fourth tier cities, but I just looked back at the previous two articles and found that there is a problem that we should talk to you again, in order to avoid delaying the timing of buying houses. Which index is more important between interest rate and house price?
>>>> >> January I wrote the timing of first-line city, first-Timing). Today, I would like to write about the timing of buying houses in the third and fourth tier cities, but I just looked back at the previous two articles and found that there is a problem that we should talk to you again, in order to avoid delaying the timing of buying houses. Which index is more important between interest rate and house price?
>> January I wrote the timing of first-line city, first-Timing). Today, I would like to write about the timing of buying houses in the third and fourth tier cities, but I just looked back at the previous two articles and found that there is a problem that we should talk to you again, in order to avoid delaying the timing of buying houses. Which index is more important between interest rate and house price?
If the interest rate keeps rising by 10% for a period of time, and the bank is slow to decline, and the market volume is rebounding, then you must act quickly. At this time, don't wait for the interest rate to fall again, buy a house in the market first, because if the total price rises by 300,000, the interest rate will be lowered from 10% to the benchmark, and the loan will be 3 million, the interest rate saved will be the difference. Not many.
because when the interest rate is lowered to the benchmark, the house price will rise by several hundred thousand yuan, and the cost of buying a house will be similar at that time, so it is better to start early when you meet a good house.
For some second-tier cities, if the housing price has been adjusted to a reasonable range and the interest rate has not been lowered to the benchmark, then you may have to buy a house before the interest rate is lowered, because the financial market of the second-tier cities is less developed than that of the first-tier cities.
According to past experience, the best time to buy a house and the lowest interest rate are not necessarily synchronized. It is true that we can not follow the rules, or we should make decisions according to the rationality of housing prices. For example, Xiamen, I recently learned that the interest rate of the first apartment in Xiamen has been the benchmark interest rate since 2017, but the house price in Xiamen is still in decline in 2017, and has not yet fallen in place. After the house price dropped 20% to 30% in 2018, it is basically just the time to enter the market. In addition, I checked the information circulated by my friends in 2014, not to show how accurate I was at that time, but also to make mistakes. I often summarized the past experience and lessons, compared with the past and the future, the right is inherited, the wrong is corrected, not because of the face problem.
Shenzhen's interest rate was lowered to the benchmark in August of that year, and the market began to recover. The rate of new disintegration was 89%. The market was not so pessimistic and pessimistic as in the first half of the year. It was the best time to copy the bottom.
Later on September 30, the central bank began to rescue the market quickly, stipulating that banks can discount at least 7%. The lowest discount in bank interest rates seems to be after 330 in 2015, but obviously, in the second half of 2014 is 20%-30% cheaper than 330 in 2015 , and surprisingly, after the 330 bailout, it jumped, soared, one price a day, so compared with interest rates and prices, 2014 is the most cost-effective.
More guidance needs for house purchasing can be added to Cherry's knowledge planet to ask questions. The planet has not been open for a long time, and this opportunity has come again.
Considering this year's economic downturn, many people have suggested lowering the planet threshold with me, so we launched concessional activities in the first year, the original price 699/year , the current price 399/year , and the old customers have returned to the starting point 199/year . Opportunities are rare. There may be a price increase in the future.
Specific ways to join you can check my micro-blog@Cherry said the house's first micro-blog.
You can pay attention to my Wechat Public Number: Cherry House and get all my analysis and investment suggestions.
Cherry House, focusing on real estate for ten years, through in-depth study of macroeconomic trends, to grasp the real estate cycle for readers, not only empty, not only more, only realistic.
Guess you like
- 2019-03-01What happens in Sanya if Northeast people can't buy a house? An impact has emerged.
- 2019-03-01What should small and micro enterprises do when financing is difficult and expensive? That's what the CPPCC members said.
- 2019-01-31The biggest thunder! The market value is 4.4 billion, with an advance loss of 7.8 billion! Shareholders are angry: Do you want face?
- 2019-01-31Last night, there were more than 100 companies with thunderstorms! Here is the list.
- 2019-01-22110,000 shareholders are confused! White Horse stocks changed overnight. Ten billionaires were overwhelmed by a debt of 1.5 billion?
- 2018-12-24Will the housing prices continue to rise in 2019 when the real estate regulation policy is released?
- 2018-12-16How many people have a monthly salary of 5,000 yuan? Not as much as you think
- 2018-12-14By investing to pull the economy back and forth, where is the future reform?
- 2018-12-12Just now, Dong Mingzhu denied that it is an iron cock: Gree does not pay dividends in 2017 is more for 2018
- 2018-12-10"Double-width cycle" is coming soon! If so, the property market is likely to usher in a retaliatory rebound
- Which should interest rate and house price be valued first?
- Ren Zeping: Developing China in the Yan Front is in the critical period of the rise of great powers
- Housing prices around Beijing have fallen sharply and intermediary income has changed dramatically: from the highest monthly income of 30,000 to part-time job to make a living
- Last night, there were more than 100 companies with thunderstorms! Here is the list.
- Shanghai sample mobile phone products: Hammer, Metou, Nubian and other 9 batches are not qualified! uuuuuuuuuuu
- The Sino-US economic and trade consultation is going on, and the scene is very unusual! uuuuuuuuuu
- Should pensions also be diverted from South to North?
- The country's 65 million houses are vacant? The truth behind it is even more cruel!
- The United States will investigate 244 foreign companies, including 213 Chinese companies such as Baidu and Ali. Why?
- People are not as good as days, slamming 47% in 6 days, Shanghai Lai Shi capital chain is in a hurry