Easy to earn 30%, the most suitable for Xiaobai's stock trading rules, you just need to do a little bit

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Easy to earn 30%, the most suitable for Xiaobai's stock trading rules, you just need to do a little bit

2019-04-01 11:24:37 678 ℃


The stock market is too hot. On the morning rush subway, you will find many people staring at the stock-speculation software. There are more and more discussions on stocks in the Wechat group. You can't believe it, the bull market is coming! The problem with

is that you may lose more in the bull market! Think back, the stocks that we've been locked in are basically put in positions when we're full of confidence, right? The reason is very simple, bear market people have a strong risk aversion preference, do not look at the stock market, account passwords are forgotten, light warehouse, empty warehouse is the mainstream, "feign death" is a good way to maintain a happy mood.

The bull market has come, and a lot of money has started to rush in, financing and leverage have been added, and there are a lot of people selling houses and speculating in stocks. Trading volume has ranged from tens of billions in the bear market to over trillions in the bull market. But when the wind blows and grass moves, it is immediately trapped, usually ends up in two days of one month's increase, and the sickle cutting leek in the bull market is faster.

The stock market has its own "28 Principles". 20% do not lose money and 80% of retail investors lose money. There are many reasons. We have discussed "Why do we not make money by speculating in stocks?" 》 .

Today we want to say that is the most suitable way for small white retail investors to invest, and only needs to do a little, so it is not difficult to make money.


Maotai rose sharply last Friday. One of the reasons is the high dividend. The stock price of Maotai, Guizhou Province, stands at 800 yuan, and distributes half of its profits in cash. The total amount of is 18.2 billion yuan, with a dividend of 145.39 yuan per 10 shares. That's all for so much money.

Actually, there is no need to lament. According to the total scale of dividend distribution, Maotai can only rank sixth, Cosmos Bank 89.3 billion, Construction Bank 76.5 billion, Sinopec 31.4 billion, China Bank and Ping An are also more than 20 billion, are generous. If the dividend rate is calculated, Maotai will not be ranked. The word

_dividend rate refers to the ratio of the total dividend amount of a listed company to the market price at that time. Generally speaking, the higher the interest rate you deposit in the bank, the better, and there is no risk at all.

p>strong>Maotai dividend rate is 1.8%, ranking 230 in the whole large A shares.

Lanzhou Minbai has paid 16 yuan in cash per 10 shares, and the dividend yield is about 20%. Swan A in white horse shares of household appliances pays 40 yuan per 10 shares. The same 10 factions 40, shouting "live" Vanke, every 10 shares to send 10.7 yuan (including taxes), a total of 11.8 billion bonuses, clearly live well...

img src="/1ydzximg/0Lcp0tqHr0"/

strong> So far, the dividend rate of 107 shares in the two cities has exceeded 3%, 54 shares have exceeded 4%, 31 shares have exceeded 5%, and 8 shares have exceeded 7%. In contrast to banks, the three-year benchmark interest rate is 2.75%. To buy these stocks, dividend rate alone wins deposits and e-commerce, regardless of stock price changes. < p > < strong > 03 < / strong > < / P > < p > < strong > What about the share prices of these stocks? Will there be a situation where interest is earned and principal is lost? It is necessary to consider the issue of stock selection, such as the most dividend-paying bank stocks.

Recently, my neighbor and aunt of Cat Ge happily mentioned that the five-year fixed deposit of a bank next to the community had risen again, reaching 5.45%. Looking at my aunt's cheerful expression, Brother Cat is embarrassed to tell the truth: this income is not high, it's better to buy bank shares. The most favorite dividend-sharing sector is the banking sector. < strong > In 2018, nearly 30 A-share banks issued a total dividend (before tax) of nearly 400 billion yuan. Among them, the five banks distributed 289.5 billion yuan, accounting for 76% of the total dividend.

Brother Cat made a simple comparison, for example, five years ago, the principal was 100,000 yuan, and the investment was five years. If you choose to deposit as your neighbor's aunt, after five years the money will bring < strong > 27250 yuan in return;

< p > If you choose to buy bank shares, there will be dividends plus stock price fluctuations. According to the table below, if you buy Nanjing Bank, which has the most dividends, the 100,000 yuan will bring < strong > 290,000 in five years. If you buy blue chips like < strong > 120,000-170,000 in the establishment of diplomatic relations between workers and peasants, you can also bring < strong > 120,000-170,000 in the same way. In any case, far exceeds bank deposits.

Let's focus on dividends. The top two banks on the

list are Bank of Nanjing and Bank of Beijing, which have a high dividend-sharing ratio and have allocated shares for many years in succession, of which Bank of Beijing has sent 2 shares for 10 consecutive years. The stock price of Bank of Nanjing has risen to 10.09 yuan in five years. Even if the highest price is locked in, the dividend yield will exceed 5% annually. The five state-owned banks are generous dividend payers, especially the Bank of Communications, which bought 100 shares of the Bank five years ago at a cost of 378 yuan, and the total dividend payoff is 135.71 yuan.

allotment is only part of the stock's earnings, and eventually the stock price difference should be taken into account. From the total rate of return, the eight major banks are all above 123%.

Like this year, so far, many banks have thrown out olive branches. Industry and Commerce 10 factions 2.51, construction 10 factions 3.06, CITIC 10 factions 2.3, Everbright 10 factions 1.61, Pufa 10 factions 3.5, Changsha 10 factions 2.8, Merchants 10 factions 9.4... This year, the dividend cake in the banking sector is still worth looking forward to, with the average dividend rate of < strong > above 3.50%.

< p> < strong> Some friends said that this is a backfire. Will it be like this in the future? It will be. The logic of

is clear. Considering the ability to earn money in the future, we need to consider the flow of money. Brother Cat will write a short article to discuss that if real estate is no longer defined as the most important money reservoir, the proportion of money flowing to finance is very large.


In addition to banks, there are some white horse stocks that love dividends.

In bull market, money will be keen to find demon stocks, especially small and medium-sized stocks. It is difficult for white horse stocks to compete with demon stocks in bull market. But these dividend-loving white horse stocks are very suitable for small white horse stocks which are not skilled enough. After all, some demon stocks, you may witness the increase, but you can not earn money.

Some small-cap stocks are profitable and muscular, with a dividend of less than 1 yuan per 10 shares, or even without a dividend, they want to cut leek.

and generally large-cap stocks and blue-chip stocks are highly motivated in dividend distribution. Cash allotments are a few streets away from small and medium-sized market-value stocks, and the minimum dividend rate wins most of the fixed-income products. White horse stocks such as Maotai, Fuyao Glass, Swan A and Vanke A in Guizhou are also highly profitable. The stock price has risen more than ten times in ten years, and the dividend money alone has earned the capital back.

We have sorted out some white horse stocks with stable stock price trend, dividend and bold dividend, deserves attention:

Two years ago, you spent less than 3500 yuan to buy 100 shares of Wuliangye, and now these money can bring about 6700 yuan, 34,000 to buy 100 shares of Maotai, can bring nearly 57,000 profits, importantly, strong> is that you can buy 100 shares of Wuliangye. These stocks continue to have high dividends, and share prices are fairly guaranteed. The operation of such stocks as < strong > 05 < / strong > < / P > < p > < strong > is nothing mysterious. The most test is patience. < / strong > But most of the people who speculate in stocks either don't look down on such strategies at all, < strong > said that "the people who speculate in stocks don't look down on the small dividend money", or they have no patience to wait for three years and five years.

Especially in bull market, if you don't buy hot stocks, it's harder than losing money. People constantly adjust their positions and use limited funds to pursue absolute excess returns, but they toss and turn and find that they don't make much money. If you look at your own stock pool two years ago, it is estimated that many of them have doubled, but we have already sold them and our account is still losing money. Time is the best friend of investors, but most people turn a blind eye to them. White horse stocks with high dividend rate are worth allocating to most retail investors, both offensive and defensive, but Brother Cat still has a few tips for your reference:

<1) stocks with high dividend rate are not suitable for frequent operation, especially when they sell stocks immediately after receiving dividends, they may pay a large fee. From one month to one year, the tax burden is 10% of the cash allotment; within one month, the tax burden is the highest, reaching 20%. If the holding period exceeds one year, the dividend dividend is exempted. < p > < p > 2) < strong > long-term stocks with high dividends, < / strong > the more they buy at a low price, the more they can equalize costs and increase the dividend yield. Steady investors may wish to track a high dividend stock in the long run. After building a bottom warehouse, they can make up positions once every 10% drop. They can benefit from holding the target price in the long run. They can enjoy the profits brought by the rise of stock price and also distribute additional shares. < p > < p > 3) < strong > not only look at the high dividend rate, but also consider the company's dividend preference and profitability. < / strong > Some companies occasionally do high dividend, but the stock price has fallen in a mess. Such dividend scheme looks good, but the probability of entering the pit is high.