Jingdong Finance, Baidu's Xiaoman: From next month, credit card repayment will be charged an additional service fee

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Jingdong Finance, Baidu's Xiaoman: From next month, credit card repayment will be charged an additional service fee

2019-08-07 00:33:38 214 ℃

On August 6, it was reported that Jingdong Financial APP had adjusted the credit card repayment service rules. AI Finance and Economics inquired that the Jingdong Financial APP had adjusted the credit card repayment rules on August 5. The rules showed: During the period from August 5th to August 31st, 2019, when the same user used the “credit card repayment” service provided by Jingdong Finance, the maximum repayment amount was temporarily adjusted to 10,000 yuan, and the service fee was waived. From September 1st, 2019, the same user can enjoy a maximum of 10,000 yuan of free repayment amount per month. After the free repayment amount, the excess will be charged a certain percentage of service fee, and the single service fee is less than 0.1 yuan. , according to 0.1 yuan. (The same mobile phone number, ID number, Jingdong account number, bank card number, terminal equipment and other information related to the user's identity may be identified as the same user)

Specific charges: the monthly repayment amount: 0- 10,000 yuan (including) charging standard: free; monthly repayment amount: 10,000 yuan (excluding) above the charging standard: the repayment amount exceeds the part *0.15%.

In other words, a single user can still enjoy a basic free repayment amount of 10,000 yuan per natural month, and a service fee of 0.15% will be charged for a portion exceeding 10,000 yuan.

On July 29th, Baidu’s “Xiao Xiao Man” financial release announcement. The announcement said that from 0:00 on August 29, each credit card repayment will be charged an additional 0.1% of the actual repayment amount as a handling fee. If each handling fee is less than 0.1 yuan, it will be charged at 0.1 yuan.