Silver Bank of China: Prohibition of Internet Platforms from charge any fees to customers with the name of banks

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Silver Bank of China: Prohibition of Internet Platforms from charge any fees to customers with the name of banks

2021-11-25 14:41:06 24 ℃

On the 25th of the Silver Bank of China, the Yintianshang Regulatory Commission issued an announcement on the disclosure of the "Guidance Opinions on Regulating the Regulation of Bank Service Market". It is clear that the banks must establish a unified cooperative management system, formulate a list of cooperative institutions, and take a public bidding method for competitive service items. To understand the services content and price standards provided by the Internet platform, the service content and price standards provided by the client, agreeing to the service price information disclosure requirements, the three-party dispute handling responsibilities and obligations, and the prohibition of cooperation institutions will charge any fees to customers in the name of the bank. To continue assessing the cooperation model, terminate cooperation with the quality of service charges with service charges in time.

The comments are proposed, based on laws and regulations, respect the bank pricing autonomy, and give full play to market mechanisms to regulate the role of market mechanisms, and use marketization rule of law to maintain market order. Strengthen multi-party supervision, strengthen industry self-discipline, and promote banks to improve service price management. The price of service items that implement market regulation price is developed by banks according to law, and is formed through market competition.

Image Source: Tibet - 501016168

Suggestions, banks must not use unfair competition in low-cost ways; for financing class business, it is necessary to provide substantive services to charge; must not expand interval interval between intervals, excessive intervals, and avoid price management requirements; Based on external cost pricing, it is charged significantly higher than external service price standards; it is not allowed to charge the service item, or to reduce the quality or quantity of the service.

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