Ministry of Finance: Agricultural insurance comprehensive cost rate is not higher than 20%

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Ministry of Finance: Agricultural insurance comprehensive cost rate is not higher than 20%

2022-01-15 12:06:13 9 ℃

China New Jingwei, January 14 Upgrade, improve the agricultural support protection system, help rural revitalization, better service to protect the national food security, the Ministry of Finance issued the "Administrative Measures for the Administration of the Central Financial Agricultural Insurance Premium Subsidy" (hereinafter referred to as "Measures").

The Ministry of Finance answered reporters on the issue of the "Measures" on the issue, in 2020, my country's agricultural insurance premium income reached 81.5 billion yuan. In 2021, the central government's financial penal premium subsidy was 33.345 billion yuan, an increase of 16.8% over the previous year, driving my country's agricultural insurance to achieve premium income of 96.518 billion yuan, providing risks for my country's agricultural production, 4.8 trillion yuan. In recent years, after the sudden natural disaster in African swine fever, the "cold", Henan extreme rainstorm, Jiangsu, Shanghai Taiwan, "fireworks", etc., the insured farmer has received a timely payment, and the compensation compensation in agricultural insurance is fully reflected.

According to the person in charge of the Ministry of Finance, this revision is issued "Measures", its core content is to optimize the proportion of large agricultural product premium subsidies and local specialty agricultural insurance prize policies to optimize the proportion of agricultural products premium subsidies and local specialty agricultural insurance prize policies. Effect, consolidate high quality development foundation, and ensure that agricultural insurance policies are accurately dripped.

"Measures" clarifies subsidy policies, including 16 bulk agricultural insurance and local advantageous specialty agricultural insurance premium subsidies. Basic maintenance of premium subsidies is stable, unified the proportion of local planting industry, optimized the distribution of local advantages in the distribution of agricultural insurance prize funds. Insurance prices include insurance rates, insurance liability, insurance amount, insurance terms, etc. The main revision increases wildlife damage as insurance liability, and improves the specific expression of the aquaculture insurance guarantee level, and clearly emphasizes the comprehensive cost rate of not more than 20%. The "Measures" proposes "The underwriting institution should fair and reasonably develop agricultural insurance terms and rates. The insurance premium rate should be determined according to the principle of propaga, the comprehensive cost rate is not higher than 20%."

According to the person in charge of the Ministry of Finance, in recent years, the local advantages have developed rapidly, and play an important role in promoting farmers' income, such as Guangdong Litchi, Hunan citrus, Hubei crayfish, Ningxia 枸杞, Inner Mongolia beef cattle, Shaanxi Apple, Tibet Tibet Local specialty agricultural products insurance such as chickens have been supported by central financial rewards. This revision "Measures" have highlighted performance evaluation and guidance, and the distribution of all parties will be expanded to the national implementation.

After the revision, the prize policy has the following characteristics:

The first is to expand the scope to the whole country. According to the requirements of the 2021 Central Document on "gradually expand the place of the award from the country to the whole country", "Measures" clearly, the provinces, autonomous regions, municipalities directly under the Central Government, planned awards in the city and Xinjiang Production and Construction Corps The policy range.

The second is the weighted distribution award complement fund. For local advantages, the local advantages, the central finances arrange a certain amount of funds, and combined with all provinces and Xinjiang Production and Construction Corps agricultural insurance premium subsidies comprehensive performance evaluation results and local advantages. Agricultural insurance premium scale weighted distribution. Among them, the provincial fiscal subsidies will be subsidized in the previous year, and the number of local advantages in accordance with the principle of insurance is 80%; the provisional results of the agricultural insurance premium subsidies for agricultural insurance premiums in all provinces and Xinjiang Production and Construction Corps are 20%.

The third is to combine the performance evaluation of the distribution. Under the overall weight (20%) of the comprehensive performance evaluation result, according to the order of the comprehensive performance evaluation, the provinces are divided into 4 files, the first 10 provinces, the second file 10 provinces, the third gear 8 The saves, and the rest is saved as the fourth file. First, Second, the third gear is allocated 50%, 35%, 15% of the total amount of comprehensive performance evaluation results, respectively, and the average distribution of each province within each gear; the fourth file does not assign the comprehensive performance evaluation results to award funds.

The Ministry of Finance stated that in order to promote the implementation of the "Measures" related requirements for the local financial department, the Ministry of Finance, the Ministry of Finance, the insurance company, etc., will carry out the following work in the next step:

First, organize relevant promotional training to promote local finance departments, and the Ministry of Finance grasp the management requirements of agricultural insurance premium subsidy funds, strengthen premium subsidy fund management, do a good job in premium subsidy fund application, review, settlement, payment, etc.

The second is to pay close attention to the issues in the implementation of each relevant manner, guide all localities and underwriting agencies to do a good job in policy-level data management, comprehensive performance evaluation, optimization of insurance programs, etc., consolidate agricultural insurance high quality development foundation;

The third is to resolutely implement the party's central government, the relevant requirements of the State Council, and earnestly perform the headmark of the development of agricultural insurance, support agricultural insurance premiums from the development direction, institutional design, policy development, funding guarantee, etc. The increase in subsidies has increased the problem of promoting the benefits of farmers, enhanced agricultural disaster prevention and loss, and services to ensure national food security. (China New Jingwei APP)